Insurance

Information about insurance for incoming international students.
  • Students travelling to Norway are required to have a valid health insurance for the entire duration of their stay in Norway. International students do not become members of the Norwegian National Insurance Scheme automatically. Nord University does not provide liability insurance for students.

    We recommend all international students, regardless of the length of their stay to have a valid travel insurance in addition to their health insurance.

  • Students from an EU/EEA/EFTA country, must bring their valid European Health Insurance Card or documentation of private insurance in order to prove their right to residency in Norway.

    • ​European Health Insurance Card is not a travel insurance card and will only cover necessary medical care.*      
    • Students with a private health insurance are advised to check with the issuing authorities the extend of the card coverage while in Norway.

    *Please be aware that the European Health Insurance Card is valid only for citizens of countries within the EU/ EEA/EFTA and not citizens from other countries residing in this area. 

    The health care​ entitlements under the EEA agreement are limited. It is therefore important to hold private travel insurance in addition to the European Health Insurance Card.

  • Students staying less than 3 months must have health insurance from their home country covering their entire stay in Norway.

  • International students staying in Norway between 3 and 12 months, may be entitled to a voluntary membership in the National Insurance Scheme. 

    Students can apply for voluntary membership after obtaining residence permit and Norwegian ID number.

    Students must have a valid health insurance from their home country while waiting for a membership in the Norwegian National Insurance Scheme, as it might take several months before the application is approved.

  • International students with a valid residence permit, that are admitted to Nord University for more than 12 months will automatically become members of the Norwegian National insurance Scheme. 

    • ​The membership entitles you to health services in Norway on an equal basis as Norwegian residents
    • The membership covers cost of regular medical consultations, with the exception of a nominal fee. The scheme also covers hospitalization. 
    • You should still consider taking out private health insurance. This can be used, for example, to meet the costs of medical transport back to your home country if you fall ill.

    Students must have a valid health insurance from their home country while waiting for a membership in the Norwegian National Insurance Scheme, as it might take several months before the application is approved.

    Work or long-term stays abroad can end your membership in the National Insurance Scheme.