Valeriia Melnyk Forsker Handelshøgskolen E-postvaleriya.melnyk@nord.noTelefon+4775517554StudiestedBodøKontorBODNV U102 Vitenskapelige publikasjoner 2024 Management of personal finance in the digital era: the case of Ukraine before and during the war 2024, Nord universitet: Melnyk, Valeriia 2023 Transforming the nature of trust between banks and young clients: from traditional to digital banking 2023, Qualitative Research in Financial Markets: Melnyk, Valeriia